Relationship Manager / Sr. Relationship Manager – CBSME | Job Opportunity 2025
July 7, 2025 by admin
Are you a motivated banking professional looking to take the next step in your career? A top-tier financial institution in Pakistan is offering an excellent opportunity for experienced candidates to join as Relationship Manager or Senior Relationship Manager – Commercial Banking for Small & Medium Enterprises (CBSME) in multiple regions including Lahore.
This role is ideal for individuals who possess strong business acumen, a solid grasp of credit and risk analysis, and a passion for building long-lasting relationships with SME clients. The CBSME segment is the heartbeat of economic progress—and your role will directly contribute to empowering small and mid-sized businesses across Pakistan.
Job Overview: RM / SRM – CBSME
| Attribute | Details |
|---|---|
| Location | Lahore & Multiple Cities |
| Hiring Organization | Reputable Commercial Bank |
| Salary Range | 100,000 – 220,000 Rs |
| Category | Banking / Finance |
| Job Type | Full Time |
| Qualification | MBA / M.Com / BBA / Economics / ACCA |
| Working Hours | 9 AM – 6 PM |
| Contract Type | Permanent |
| Newspaper | Jang, Dawn, Express |
| Release Date | 3 July 2025 |
| Last Date to Apply | 24 July 2025 |
Job Positions
- Relationship Manager – CBSME
- Senior Relationship Manager – CBSME
Job Description: RM / SRM – CBSME
| Job Title | Responsibilities |
|---|---|
| RM / SRM – CBSME | Manage a portfolio of SME clients, evaluate credit proposals, expand the client base, ensure asset quality, and deliver customized banking solutions. |
Required Qualifications:
Bachelor’s or Master’s in Business, Finance, or a relevant discipline. CBSME or credit certification is a plus.
Key Responsibilities
- Identify potential SME clients and generate new business leads
- Perform detailed financial and credit analysis for lending proposals
- Ensure timely renewals, repayments, and portfolio performance
- Manage customer queries, offer tailored solutions, and upsell bank products
- Develop cross-functional collaboration with internal departments
- Maintain compliance with SBP and bank credit policy guidelines
- Prepare reports, MIS, and dashboards for portfolio tracking
Educational Qualifications and Skills
- MBA / BBA / M.Com / Economics / Finance / ACCA
- 3–7 years of experience in CBSME or SME banking
- Strong credit evaluation and risk management skills
- Proficiency in MS Excel and credit underwriting tools
- Excellent interpersonal, sales, and client servicing abilities
- Good understanding of SBP regulations for SME lending
Eligibility Criteria
- Pakistani nationality
- Valid CNIC
- HEC-recognized academic qualifications
- No criminal record
- Willingness to travel for client meetings when needed
- Based in or willing to relocate to Lahore (or assigned region)
Required Experience
| Position | Experience Required |
|---|---|
| Relationship Manager | 2–5 years |
| Sr. Relationship Manager | 5–7 years |
Required Documents
- Updated Resume / CV
- CNIC copy
- Academic transcripts and degrees
- Experience certificates
- 2 Recent Passport-size photographs
- SBP Certification (if available)
Age Limit and Nationality
| Category | Age Limit |
|---|---|
| RM / SRM – CBSME | 26 – 40 years |
Nationality: Pakistani (Domicile: Preferred regional match)
Salary Range
| Job Title | Monthly Salary (Rs) |
|---|---|
| Relationship Manager – CBSME | 100,000 – 160,000 |
| Sr. Relationship Manager – CBSME | 160,000 – 220,000 |
Online Application Process
- Visit the Official Website: Go to the bank’s career portal.
- Register or Log In: Create an account with your email and CNIC.
- Select Job Title: Choose “Relationship Manager – CBSME” or “Senior Relationship Manager – CBSME.”
- Fill the Application Form: Enter your credentials and upload documents.
- Review & Submit: Ensure accuracy before submitting.
- Print Confirmation: Save your application ID for future use.
- Track Status: Log in regularly for updates.
Preparation Tips for CBSME Jobs
- Review SME loan structuring and SBP guidelines
- Stay current on SME lending trends and compliance issues
- Brush up on credit risk management and financial modeling
- Prepare for behavioral and scenario-based interviews
- Strengthen communication and portfolio management techniques
Recruitment Process
- Online Application Submission
- Shortlisting Based on Criteria
- Credit & Banking Knowledge Assessment
- Panel Interview
- Final Selection and Offer
Contact Details
| Contact Info | Details |
|---|---|
| Website | [Bank Careers Portal] |
| hr@bankname.com | |
| Helpline | 042-XXXXXXX |
| Office Address | Head Office, Lahore |
Final Note
If you’re someone who believes in building long-term relationships and playing a key role in the SME sector’s growth in Pakistan, then this role offers the perfect platform for you. Apply today and take your banking career to the next level.